PMAY Home Loan for MIG – Central government’s Pradhan Mantri Awas Yojana (Urban) is providing interest subvention (subsidy) on the home loan to MIG category. Earlier, the benefits of PMAY credit linked subsidy scheme was available only for EWS and LIG category. Now a subsidy up to Rs. 2.30 lakh is being provided on home loans taken in 2017 by the people belonging to category of middle income group.
Home Loan Under PM Awas Yojana 2017
An MoU (Memorandum of Understanding) has been signed in between Primary Lending Institutions (PLIs) and Central Nodal Agencies. Total 119 PLIs has signed MoU including,
- Housing Finance Companies
- Public & Private Sector banks
- Co-Operative banks
- Regional Rural banks
- Small finance banks
- Non-banking finance companies – Micro Finance Institution
Pradhan Mantri Awas Yojana Banks List
Complete list of banks and other PLI’s providing home loans under (Credit Linked Subsidy Scheme (PMAY-CLSS) for MIG is as follows:
List of Housing Finance Companies (HFCs)
| S. No. | Name of the PLI | Website Address | Associated CNA |
|---|---|---|---|
| 1 | Aadhar Housing Finance Ltd. | www.aadharhousing.com | NHB |
| 2 | Aditya Birla Housing Finance Limited | www.adityabirlahomeloans.com | NHB |
| 3 | Aptus Value Housing Finance India Ltd. | www.aptusindia.com | NHB |
| 4 | Aspire Home Finance Corporation Ltd. | www.ahfcl.com | NHB |
| 5 | AU Housing Finance Ltd. | www.auhfin.in | NHB |
| 6 | Bee Secure Home Finance Pvt. Ltd. | www.incred.com | NHB |
| 7 | Canfin Homes Ltd. | www.canfinhomes.com | NHB |
| 8 | Capital First Home Finance Ltd. | www.capfirst.com | NHB |
| 9 | Capri Global Housing Finance Pvt. Ltd. | www.cgcl.co.in | NHB |
| 10 | Cent Bank Home Finance Ltd. | www.cbhfl.com | NHB |
| 11 | Centrum Housing Finance Ltd. | www.centrum.co.in | NHB |
| 12 | Dewan Housing Finance Corporation Ltd. | www.dhfl.com | NHB |
| 13 | DHFL Vyasa Housing Finance Ltd. | www.dvhousing.com | NHB |
| 14 | DMI Housing Finance Pvt. Ltd. | www.dmihousingfinance.in | NHB |
| 15 | Edelweiss Retail Finance Limited | www.edelweissfin.com | NHB |
| 16 | Fast Track Housing Finance Pvt. Ltd. | www.fasttrackhfc.com | NHB |
| 17 | GIC Housing Finance Ltd. | www.gichfindia.com | NHB |
| 18 | Gruh Finance Ltd. | www.gruh.com | NHB |
| 19 | Hinduja Housing Finance Ltd. | www.hindujahousingfinance.com | NHB |
| 20 | Home First Finance Corporation Ltd. | www.homefirstindia.com | NHB |
| 21 | Housing and Urban Development Corporation Ltd. | www.hudco.org | NHB |
| 22 | Housing Development Finance Corporation Ltd. | www.hdfc.com | NHB |
| 23 | ICICI Home Finance Company Ltd | www.icicihfc.com | NHB |
| 24 | IKF Housing Finance Pvt. Ltd. | www.ikffinance.com | NHB |
| 25 | India Home Loans Ltd. | www.indiahomeloan.co.in | NHB |
| 26 | India Infoline Housing Finance Ltd. | www.iiflhomeloans.com | NHB |
| 27 | India Shelter Finance Corporation Ltd. | www.indiashelter.in | NHB |
| 28 | Indiabulls Housing Finance Ltd. | www.indiabullshomeloans.com | NHB |
| 29 | IndoStar Home Finance Pvt. Ltd. | www.indostarcapital.com | NHB |
| 30 | Khush Housing Finance Ltd. | www.khfl.co.in | NHB |
| 31 | KIFS Housing Finance Pvt. Ltd. | www.kifshousing.com | NHB |
| 32 | L&T Housing Finance Ltd. | www.lthousingfinance.com | NHB |
| 33 | LIC Housing Finance Ltd. | www.lichousing.com | NHB |
| 34 | Magma Housing Finance | www.magmahfc.co.in | NHB |
| 35 | Mahindra Rural Housing Finance Ltd. | www.mahindrahomefinance.com | NHB |
| 36 | Mamta Housing Finance Co. Pvt. Ltd. | www.mamtahousingfinance.com | NHB |
| 37 | Manibhavnam Home Finance India Pvt. Ltd. | www.manibhavnam.com | NHB |
| 38 | MAS Rural Housing & Mortgage Finance Ltd. | www.mrhmfl.co.in | NHB |
| 39 | Mentor Home Loans India Ltd. | www.mentorhousing.com | NHB |
| 40 | Micro Housing Finance Corporation Ltd. | www.mhfcindia.com | NHB |
| 41 | Muthoot Homefin (India) Ltd | www.muthootfinance.com | NHB |
| 42 | Muthoot Housing Finance Company Limited. | www.muthootgroup.com | NHB |
| 43 | National Trust Housing Finance Ltd. | www.natrusthome.com | NHB |
| 44 | New Habitat Housing Finance and Development Ltd. | www.newhabitat.in | NHB |
| 45 | North East Region Housing Finance Company Ltd. | www.nerhofic.co.in | NHB |
| 46 | Orange City Housing Finance Ltd. | www.ochfl.com | NHB |
| 47 | PNB Housing Finance Ltd. | www.pnbhousing.com | NHB |
| 48 | RAAS Housing Finance (India) Ltd. | www.raashfc.com | NHB |
| 49 | Reliance Home Finance Ltd. | www.reliancehomefinance.com | NHB |
| 50 | Religare Housing Development Finance Corporation Ltd. | www.religarehomeloans.com | NHB |
| 51 | Repco Home Finance Ltd. | www.repcohome.com | NHB |
| 52 | SEWA Grih Rin Ltd. | www.sgrlimited.in | NHB |
| 53 | Shriram Housing Finance Ltd. | www.shriramhousing.in | NHB |
| 54 | Shubham Housing Development Finance Company Pvt. Ltd. | www.shubham.co | NHB |
| 55 | Sundaram BNP Paribas Home Finance Ltd. | www.srghousing.com | NHB |
| 56 | Supreme Housing Finance Ltd. | www.supremehomeloans.com | NHB |
| 57 | Swagat Housing Finance Company Ltd. | www.swagathfc.in | NHB |
| 58 | Swarna Pragathi Housing Micro Finance Ltd | www.swarnapragatihousing.com | NHB |
| 59 | Tata Capital Housing Finance Ltd. | www.tatacapitalhfl.com | NHB |
| 60 | Ummeed Housing Finance Pvt. Ltd. | www.ummeedhfc.com | NHB |
| 61 | USB Housing Finance Corporation Ltd. | www.usbhousing.in | NHB |
| 62 | Vastu Housing Finance Corporation Ltd. | www.vastuhfc.com | NHB |
| 63 | Viva Home Finance Ltd. | www.vivagroup.in | NHB |
| 64 | West End Housing Finance Ltd. | www.westendhfl.com | NHB |
List of Public Sector Banks (PSBs)
| S. No. | Name of the PLI | Website Address | Associated CNA |
|---|---|---|---|
| 1 | Allahabad Bank | www.allahabadbank.in | NHB |
| 2 | Andhra Bank | www.andhrabank.in | NHB |
| 3 | Bank of Baroda | www.bankofbaroda.co.in | NHB |
| 4 | Bank of Maharashtra | www.bankofmaharashtra.in | NHB |
| 5 | Bhartiya Mahila Bank Ltd. | www.bmb.co.in | NHB |
| 6 | IDBI Bank Ltd. | www.idbi.com | NHB |
| 7 | Indian Bank | www.indian-bank.com | NHB |
| 8 | Indian Overseas Bank | www.iob.in | NHB |
| 9 | Oriental Bank of Commerce | www.obcindia.co.in | NHB |
| 10 | Punjab & Sind Bank | www.psbindia.com | NHB |
| 11 | Punjab National Bank | www.pnbindia.in | NHB |
| 12 | State Bank of India | www.sbi.co.in | NHB |
| 13 | Syndicate Bank | www.syndicatebank.in | NHB |
| 14 | Union Bank of India | www.unionbankonline.co.in | NHB |
| 15 | United Bank of India | www.unitedbankofindia.com | NHB |
| 16 | Vijaya Bank | www.vijayabank.com | HUDCO |
List of Private Sector Banks (PVBs)
| S. No. | Name of the PLI | Website Address | Associated CNA |
|---|---|---|---|
| 1 | Axis Bank Ltd. | www.axisbank.com | NHB |
| 2 | Catholic Syrian Bank | www.csb.co.in | NHB |
| 3 | ICICI Bank Ltd. | www.icicibank.com | NHB |
| 4 | Karnataka Bank Ltd. | www.karnatakabank.com | NHB |
| 5 | Lakshmi Vilas Bank | www.lvbank.com | NHB |
| 6 | Yes Bank | www.yesbank.in | NHB |
| 7 | City Union Bank | www.cityunionbank.com | HUDCO |
List of Regional Rural Banks (RRBs)
| S. No. | Name of the PLI | Website Address | Associated CNA |
|---|---|---|---|
| 1 | Baroda Gujarat Gramin Bank | www.bggb.in | NHB |
| 2 | Dena Gujarat Gramin Bank | www.dggb.co.in | NHB |
| 3 | Madhyanchal Gramin Bank | www.mgbank.co.in | NHB |
| 4 | Maharashtra Grameen Bank | www.mahagramin.in | NHB |
| 5 | Saurashtra Gramin bank | www.sgbrrb.org | NHB |
| 6 | Bangiya Gramin Vikas Bank | www.bgvb.co.in | HUDCO |
| 7 | Meghalaya Rural Bank | www.meghalayaruralbank.co.in | HUDCO |
| 8 | Telangana Grameena Bank | www.tgbhyd.in | HUDCO |
| 9 | Uttarakhand Gramin Bank | www.uttarakhandgraminbank.com | HUDCO |
List of Co-Operative banks
| S. No. | Name of the PLI | Website Address | Associated CNA |
|---|---|---|---|
| 1 | Prime Co-operative Bank Ltd | www.primebankindia.com | NHB |
| 2 | Punjab & Maharashtra Cooperative Bank Ltd | www.pmcbank.com | NHB |
| 3 | Rajkot Nagarik Sahakari Bank Ltd | www.rnsbindia.com | NHB |
| 4 | Saraswat Cooperative Bank Ltd. | www.saraswatbank.com | NHB |
| 5 | Sarvodaya Commercial Co-operative Bank Ltd. | www.sccbank.in | NHB |
| 6 | The Greater Bombay Cooperative Bank Ltd. | www.greaterbank.com | NHB |
| 7 | The Gujarat State Cooperative Bank Ltd | www.gscbank.co.in | NHB |
| 8 | The Kalyan Janata Cooperative Bank | www.kalyanjanata.in | NHB |
| 9 | Nutan Nagarik Sahakari Bank Ltd. | www.nutanbank.com | HUDCO |
| 10 | Mehsana Urban Co-Operative Bank Ltd. | www.mucbank.com | HUDCO |
| 11 | Uttarakhand State Cooperative Bank Ltd. | www.ukstcbank.com | HUDCO |
| 12 | Kalupur Commercial Co-operative Bank Ltd. | www.kalupurbank.com | HUDCO |
| 13 | Odisha State Cooperative Bank | www.oscb.coop | HUDCO |
| 14 | The Surat People’s Cooperative Bank Ltd. | www.spcbl.in | HUDCO |
| 15 | Shri Mahila Sewa Sahakari Bank Ltd. | www.sewabank.com | HUDCO |
List of Small Finance Banks
| S. No. | Name of the PLI | Website Address | Associated CNA |
|---|---|---|---|
| 1 | AU Financiers Ltd. | www.aufin.in | NHB |
| 2 | Equitas Small Finance Bank | www.equitasbank.com | NHB |
| 3 | Suryoday Small Finance Bank Ltd. | www.suryodaybank.com | NHB |
| 4 | Ujjivan Small Finance Bank | www.ujjivan.com | NHB |
| 5 | Utkarsh Micro Finance Ltd. | www.utkarshmfi.com | NHB |
List of Non-Banking Finance Companies – Micro Finance Institution
| S. No. | Name of the PLI | Website Address | Associated CNA |
|---|---|---|---|
| 1 | Annapurna Microfinance Pvt. Ltd. | www.ampl.net.in | NHB |
| 2 | Satyam Micro Capital Ltd. | www.satyamicrocapital.com | NHB |
| 3 | Cholamandalam Investment & Finance Company Ltd. | www.cholamandalam.com | HUDCO |
The above data is as per on 31-03-2017
Note:
CNAs: Central Nodal Agencies
NHB: National Housing Bank
HUDCO: Housing and Urban Development Corporation Ltd.
Helpline Numbers for PMAY Home Loan Scheme
National Housing Bank – 1800-11-3377 & 1800-11-3388
Housing and Urban Development Corporation Ltd – 1800-11-6163
Also Read: List of Banks Providing Housing Loan under PM Awas Yojana
you can download the above PLIs list in PDF format from the official website of MHUPA following the link below:
Download PLIs Complete List
Source: mhupa.gov.in